Richard Hess came up with this one. Hope Richard doesn't mind me passing this on. It looks pretty good for 'free'. I do have access to the WAVES package, but for home use it would be overkill.
http://wwwmaths.anu.edu.au/~briand/sound/software_download/equalizer.html
Thanks to all for the responses. I was looking for the playback side, but this program might work well for my use.